By offering both short-term and long-term credit options, users can choose the plan that best matches their financial ability and monthly budget, allowing them to make purchases without waiting to save the full amount upfront. Once the credit application is approved, users can shop either online or in person through partnered stores.
In designing the user experience for Vamax, the main focus was on building trust, providing financial transparency, and reducing users’ mental complexity. The interface was designed with a simple, clean, and highly readable approach so users could manage their financial decisions with confidence and ease.
Users may struggle to choose the right type of credit, and making the wrong decision can result in unnecessarily high or long repayment plans.
Banking and financial information, including calculating interest rates, repayment periods, and installment amounts, can be difficult for users to understand.
Users may prefer either online shopping or in-person purchasing experiences.
Solutions
Two clearly designed credit cards for short-term and long-term loans were created, allowing users to easily compare and select the option that best suits their needs.
An online loan calculator was designed to automatically calculate and display all financial details based on the selected amount.
Both online and in-store purchasing options were integrated and displayed within the stores section of the platform.